Top-Up Options
  • Top-Up coverage must be purchased prior to the expiry date of the Multi-Trip coverage and is subject to an extra premium charge.
  • The Emergency Medical Top-Up option is used to top up a ScotiaLife Multi-Trip plan or plans of other insurers provided that the entire trip, including the top-up period, is not longer than the maximum allowed by your government health insurance plan.
  • It is your responsibility to confirm that top-up is permitted on the existing plan with no loss of coverage.
  • If you are 55 or older, the Medical Questionnaire must be completed.
  • The Emergency Medical Top-Up option can be used to top up a ScotiaLife Travel Insurance Multi-Trip All-Inclusive plan.