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Choosing the right plan
Visitors to Canada — Multi-Trip plans

Emergency Medical

    • Provides coverage up to $150,000 for an unlimited number of up to 30-day trips to Canada during a year.
    • Top-up coverage can be purchased for trips longer than 30 days.
Choose either Plan A or Plan B.

Plan A We will not pay any expenses relating to:

    • any medical condition, diagnosed or undiagnosed, which existed or for which you sought or received medical advice, consultation, investigation, or for which treatment was required or recommended by a physician, within the six (6) months prior to the effective date;
    • your heart condition if, in the six (6) months before your effective date, you required any form of nitroglycerine for the relief of angina pain; and/or
    • your lung condition if, in the six (6) months before your effective date, you required treatment with oxygen or Prednisone for your lung condition.

Plan B We will not pay any expenses relating to:
    • a pre-existing condition that is not stable in the six (6) months before your effective date; and/or,
    • your heart condition if, in the six (6) months before your effective date, it has not been stable or you have taken any form of nitroglycerine for the relief of angina pain; and/or,
    • your lung condition if, in the six (6) months before your effective date, it has not been stable or you required treatment with oxygen or Prednisone for your lung condition.
    Trip Interruption

    For those who have prepaid travel arrangements and who want to protect themselves if their trip is interrupted, this insurance is available for purchase with all plans and provides coverage for an individual trip.

    Travel Accident

    Available for purchase with all plans and provides coverage for an individual trip.