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Top-Up Options
- Top-Up coverage must be purchased prior to the expiry date of the Multi-trip coverage and is subject to an extra premium charge.
- The Emergency Medical Top-Up option is used to top up a Manulife Multi-Trip plan or plans of other insurers; provided that the entire trip outside of Canada, including the top-up period, is not longer than the duration allowed by the insured's government health insurance plan.
- It is the responsibility of the applicant to confirm that top-up is permitted on the existing plan with no loss of coverage.
- If the applicant is age 60 or older, the Medical Questionnaire must be completed.
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