• Up to $10 million in coverage per trip for expenses as a result of unexpected emergency medical attention required during your trips.
• Each trip can be a maximum of 4, 10, 18, 30 or 60 days – you choose when you apply. You also have the option to add days to a given trip (see Top Up).
• Typically, if you travel twice in one year the cost of your Multi-Trip Plan may cost less than Single-Trip Plans.

Multi-Trip All Inclusive Plan

Extra all-inclusive benefits

• Trip Cancellation & Interruption* - provides reimbursement to a maximum of $3,500 per trip and $6,000 per policy, if you need to cancel or interrupt your trip earlier than planned due to a covered event.
• Baggage loss, damage and delay insurance - provides reimbursement of up to $1,000 per trip and $3,000 per policy for loss or damage to your baggage, and up to $500 per trip and $1,500 per policy, if your luggage is delayed by your common carrier for at least 10 hours.
• Flight accident insurance - provides up to $100,000 for death or dismemberment.
• Travel accident insurance - provides up to $50,000 for death or dismemberment.

* If you must cancel or interrupt your trip due to an unexpected covered event, this plan provides limited coverage for your non-refundable prepaid travel expenses.

Already have travel medical coverage? Help protect your investment.

Benefits*

• Up to the sum purchased for eligible expenses incurred before your departure date and actual costs of eligible expenses incurred on or after your departure date for travel arrangements paid for prior to your departure date.
• Reimbursement for a covered event (see below) of the prepaid portion of the trip that is non-refundable and cannot be moved to another date, should you need to cancel your trip or your trip is interrupted.

Highlights of some of the covered events:

• Your or your travel companion's unexpected medical condition or death.
• Unexpected medical emergency or death of your or your travel companion's immediate family or key person.
• Cancellation of a business meeting.
• A job loss by you, your spouse, your travel companion or travel companion’s spouse.
• Road closure, weather conditions, or a traffic accident causes you to miss your flight or interrupts your trip.
• The person whose guest you will be during your trip has been admitted to a hospital or passes away.

* If you must cancel or interrupt your trip due to an unexpected covered event, this plan provides limited coverage for your non-refundable prepaid travel expenses.

Extend an existing plan

• You already bought a Multi-Trip Plan from us.
• You bought a similar product (often called an "annual plan") from another insurer.
• Or you have coverage through your credit card provider and/or employer.

Get coverage for your Visitors

Single-Trip

Trip Interruption

Anything can happen during months away from home

Coverage up to $2 million includes: