Emergency and Non-Emergency Medical Benefits*
Up to a maximum aggregate of $2 million for emergency medical and non-medical coverage for covered risks.

Emergency Medical Benefits

• Hospital expenses – up to the maximum aggregate for
  1. 60 days hospitalization for injury or illness
  2. 30 days hospitalization for psychiatric care
  3. Out-patient and emergency department services
• Physician services – plus up to 5 follow-up visits
• Diagnostic services
• Private duty nurse – up to $10,000
• Ambulance transportation – up to $5,000
• Prescription drugs – up to 30 days supply
• Paramedical services – up to $70 per visit, up to a combined maximum of $700
• Emergency dental treatment
  1. accidental injury – up to $2,500
  2. relief of pain – up to $100
  3. per extracted wisdom tooth – up to $250
• Psychiatric care – up to $5,000
• Trauma counselling – up to 6 sessions
• Medical appliances
• Emergency evacuation – up to $100,000
• Family transportation to beside and subsistence allowance – up to $4,500
• Repatriation of mortal remains – up to $25,000
• Tuition reimbursement – up to $5,000
• Trip break – up to 21 consecutive days without termination of coverage

* Please note: For Canadians travelling abroad, if the claim is a result of an act of terrorism, this benefit may be limited.

Non-Emergency Medical Benefits
Annual medical examination – up to $100
Annual eye examination
Accidental death or dismemberment – up to $10,000