Emergency telephone numbers

• The policy includes telephone numbers in case of a medical emergency or if an extension of coverage is required.
• The Wallet Card and Manulife Travel Insurance policy booklet should be kept with the insured at all times when travelling.

Don't forget…

• If coverage is not arranged prior to the effective date, coverage begins on the day following Manulife's or the advisor/agent’s receipt of the completed application form and payment. In the event we are unable to process payment, coverage will not be in effect.
• To contact the Assistance Centre before receiving treatment while on a trip. Manulife Travel Insurance has a 20% coinsurance provision that may limit the benefits if a call is not received. In addition, specific covered benefits may be limited or not covered if the Assistance Centre has not been contacted.
• To read the policy with particular attention to "pre-existing condition" and "hospitalization for a pre-existing condition" and other exclusions that apply to the coverage.
• You may be required to provide proof of coverage. Always carry your policy, wallet card or confirmation of coverage with you.