Emergency telephone numbers
The policy includes telephone numbers in case of a medical emergency or if an extension of coverage is required.
The Wallet Card and Manulife Travel Insurance policy booklet should be kept with the insured at all times when travelling.
If coverage is not arranged prior to the effective date, coverage begins on the day following Manulife's or the advisor/agent’s receipt of the completed application form and payment. In the event we are unable to process payment, coverage will not be in effect.
To contact the Assistance Centre before receiving treatment while on a trip. Manulife Travel Insurance has a 20% coinsurance provision that may limit the benefits if a call is not received. In addition, specific covered benefits may be limited or not covered if the Assistance Centre has not been contacted.
To read the policy with particular attention to "pre-existing condition" and "hospitalization for a pre-existing condition" and other exclusions that apply to the coverage.
You may be required to provide proof of coverage. Always carry your policy, wallet card or confirmation of coverage with you.