Savings and Deductibles

50% Travel Canada Savings: When purchasing a Single-Trip Emergency Medical plan and all the travel is within Canada.

5% Travel Companion Savings for Any Emergency Medical Plan: This is available on all medical plans.

Family Coverage for Any Emergency Medical Plan: All family members must be named on the confirmation and must be under age sixty (60) and a minimum of thirty (30) days of age. Family Coverage can include:

  1. One parent/grandparent travelling with their children/grandchildren = 1.5 X the premium of the eldest traveller
  2. Two parents/grandparents travelling with their children/grandchildren = 2 X the premium of the eldest traveller
  3. Up to four parents/grandparents travelling with their children/grandchildren = 3 X the premium of the eldest traveller
For Family Coverage all family members must have coverage that starts and ends on the same dates.

Savings Combinations
All savings can be combined, except the Family Coverage and Travel Companion savings which cannot be combined.

Deductible Savings Options
Deductible savings options are not applicable to the Travel Canada plan and All-Inclusive plans.

All published rates include a zero deductible. The following deductible options are available for Single-Trip and Multi-Trip Emergency Medical plans only:

Deductible Options*
$500
$1,000
$5,000
$10,000
Applicable Savings
15%
20%
35%
50%

        * $USD per insured per claim