To Calculate Premium for a Top-Up or Extension of Coverage
Determine the number of days of coverage required, and use the premium amount equal to the total trip length from the appropriate Rate Category.
Purchasing | Rate Category |
Up to Age 60 | Rate Category A |
Age 60 and over
Top-up or Extension of a Manulife Travel Insurance plan. | For top-up, the applicant must complete the Medical Questionnaire to determine eligibility and appropriate rate category.
For an extension, use the same rate category used at the time of the initial purchase. |
Age 60 and over
Top-up another insurer's plan. | The applicant must complete the Medical Questionnaire to determine eligibility and appropriate rate category. |