To Calculate Premium for a Top-Up or Extension of Coverage

Determine the number of days of coverage required, and use the premium amount equal to the total trip length from the appropriate Rate Category.

Purchasing	Rate Category
Up to Age 60	Rate Category A
Age 60 and over Top-up or Extension of a Manulife Travel Insurance plan.	For top-up, the applicant must complete the Medical Questionnaire to determine eligibility and appropriate rate category. For an extension, use the same rate category used at the time of the initial purchase.
Age 60 and over Top-up another insurer's plan.	The applicant must complete the Medical Questionnaire to determine eligibility and appropriate rate category.