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Choosing the right plan
Visitors to Canada – Single-Trip Plans

Emergency Medical

  • Offers protection from the cost of emergency medical treatment.
  • All applicants must not:
    1. be travelling against the advice of their physician;
    2. have a diagnosis of a terminal illness with less than 2 years to live;
    3. have a kidney condition requiring dialysis;
    4. have used home oxygen during the 12 months prior to the date of application;
    5. have been diagnosed with Alzheimer's disease or any other form of dementia;
    6. be under 30 days or over 85 years of age (over 69 years of age for $150,000 Emergency Medical coverage) on your effective date;
    7. reside in a nursing home, home for the aged, other long term care facility or rehabilitation centre; and/or
    8. require assistance with activities of daily living including eating, bathing, using the toilet, changing positions (including getting in and out of a bed or chair), and dressing.
  • Choose either Plan A or Plan B.
    • Plan A does not provide coverage for pre-existing medical conditions. Family coverage available up to age 59.
    • Plan B provides coverage for medical conditions that are stable for 180 days before the effective date of insurance and is available to applicants up to age 85 (69 for $150,000 coverage). Plan B applicants 40 years of age and over must complete the medical questionnaire.
  • Deductible savings are available.
Travel Accident

Plans and provides coverage for an individual trip.

Optional Trip Interruption

For those who have prepaid travel arrangements and want to protect themselves if their trip is interrupted, this insurance is available for purchase with all plans and provides coverage for an individual trip.

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