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Choosing the right plan
Premiums

  • Premium rates are in $CDN per person.
  • Emergency Medical Family coverage rates are 2x the premium rate of the oldest traveller under age 60.
  • Trip Interruption and Travel Accident Family coverage rates are 3x the premium rate of the oldest traveller under age 60.
  • Rates are subject to change without notice.
  • Premium due is based on:
    1. The plan purchased; and
    2. The age at the effective date of insurance
  • Number of coverage days for Single-Trip plans must include:
    1. The date of departure;
    2. The date of return; and
    3. The number of days in-between
  • Coverage will not take effect if the applicant's cheque or credit card payment is not honoured when presented for payment.

When coverage is purchased prior to leaving home with an effective date equal to the date and time you are scheduled to arrive in Canada, coverage will also be provided with no additional premium during your uninterrupted flight directly to Canada. An uninterrupted flight can include a stop-over provided you do not leave the airport.

When coverage is purchased prior to leaving Canada to return home with an expiry date equal to the date and time you are scheduled to leave Canada, coverage will also be provided with no additional premium during your uninterrupted flight from Canada directly home. An uninterrupted flight can include a stop-over provided you do not leave the airport
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