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Choosing the right plan
Visitors to Canada travel insurance - who is eligible?

All applicants must meet the Coverage Eligibility criteria in the application for insurance.
  • Visitors to Canada;
  • Canadians who are not eligible for benefits under a government health insurance plan issued by a Canadian province or territory;
  • Persons who are in Canada on a work visa; or
  • New immigrants who are awaiting coverage by government health insurance from a Canadian province or territory.
Applicants age 85 or less can choose from $15,000, $25,000, $50,000 or $100,000 coverage levels.

Applicants age 69 or less can choose $150,000 coverage with the Single-Trip plan.

Coverage for side trips
This insurance provides coverage while travelling outside Canada as long as the side trip originates and terminates in Canada and does not exceed the lesser of 30 days per policy or 49% of the total number of coverage days.

Trip Break
This insurance allows the policyholder to return home without terminating their coverage, if the policyholder has requested and received prior approval from the Assistance Centre. Coverage will be suspended but will not be terminated while the policyholder is at home. The suspension of coverage will end and coverage will be reinstated when the policyholder arrives back in Canada. There will be no refund of premium for any of the days during any return home.
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